Wealth Protection Advisory
Service

Portfolio risk analysis — measured where it actually lives.

Most risk reviews look inside one account at a time. WPA's portfolio risk analysis aggregates the full household — every account, every wrapper — so concentration, overlap, and structural risk are visible before they cost you.

Why the household view matters

An exposure that looks measured inside a 401(k) can become outsized once the same theme appears in a spouse's IRA, a taxable brokerage, and a deferred comp account. Account-level statements never reveal this. Household aggregation does — and it usually changes the conversation.

What the MRI actually measures

Five rules-based indicators: concentration, overlap, diversification integrity, tax efficiency, and income sustainability. Each is a preliminary score with explicit thresholds, not a verdict. The result is a starting point for a fiduciary review, not a recommendation.

What happens after the diagnostic

A WPA advisor reviews the underlying data, asks the questions a static report cannot ask — cost basis, plan rules, tax bracket, intended use of proceeds — and only then discusses any course of action. No recommendations are issued from the diagnostic alone.

Run the AI Portfolio MRI™

Receive a confidential, preliminary diagnostic across all five indicators. Advisor verification required before any recommendation.

Begin Diagnostic
Related

Related portfolio reviews

Investment Portfolio Second Opinion

Independent fiduciary review of your existing portfolio.

Household Portfolio Analysis

Every account aggregated into one honest picture.

Investment Concentration Risk

Single-position and sector risk at the household level.

FAQ

Frequently Asked Questions

What is portfolio risk analysis?

Portfolio risk analysis is a structured review of how much risk a household is actually carrying — across every account — relative to its goals, time horizon, and stated risk tolerance. It looks for concentration, correlation, and structural risks that are often invisible at the account level.

How is risk measured at the household level?

By aggregating positions across all brokerage, retirement, trust, and legacy accounts, then computing weights, sector and asset-class exposure, and overlap. The household view almost always tells a different story than any single statement.

Is the AI Portfolio MRI™ a substitute for an advisor?

No. The MRI is a preliminary diagnostic — five rules-based indicators that surface potential review areas. A WPA fiduciary advisor verifies the underlying data and discusses any recommendation with you directly.

How do I start a portfolio risk analysis?

Submit the short intake on the AI Portfolio MRI™ page. You can run an indicator-only review without uploading statements, or upload PDFs, images, or CSVs for a fuller diagnostic.