Fiduciary wealth, tax & retirement planning for Houston households and business owners.
Houston households face unique planning challenges: no state income tax, energy-sector equity compensation, large medical-professional households, and concentrated business equity. We coordinate the whole picture.
Coordinated planning across investments, taxes, retirement, and business equity.
Energy-Sector Equity
Coordinated planning for RSUs, ISOs, and concentrated stock from Houston energy and healthcare employers.
Texas Tax Optimization
Federal-only modeling on Roth conversions and retirement income sourcing — taking advantage of zero state income tax.
Business Owner Planning
Cash Balance, §412(e)(3), §401(h), and pre-exit tax strategy for Houston business owners and physician partnerships.
Medical Center Households
Planning for high-income physicians and surgeons across the Texas Medical Center, including 457(b), backdoor Roth, and disability coordination.
Concentrated Stock
Diversification glidepaths, 10b5-1 plans, and exchange funds for Houston executives.
Estate & Legacy
Coordination with Houston estate attorneys for trusts, dynasty planning, and Texas-specific homestead considerations.
Houston planning questions we hear most
Do you work with Houston business owners and energy-sector executives?
Yes. We routinely coordinate with Houston-area business owners, oil & gas executives with concentrated stock or RSU positions, and medical professionals across the Texas Medical Center. We work alongside your local CPA and attorney.
Do I need to live in Houston to work with WPA?
No. We serve Houston households remotely by video and phone, with secure document exchange. Many Houston clients prefer this for scheduling flexibility.
How does Texas state tax (or lack of it) affect planning?
Texas has no state income tax, which changes the math on Roth conversions, deferred compensation, and where to source retirement income. We model federal-only optimization for Texas residents and adjust if you may relocate later.
Can you coordinate with my Houston CPA and estate attorney?
Yes. Coordinated planning across investments, tax, and estate is the core of how we work. We will join calls, share documents, and align on a single household strategy.
Do you help with concentrated stock from Houston-area employers?
Yes. Single-stock concentration from energy companies, healthcare systems, or pre-IPO equity is one of the most common risks we model — including 10b5-1 coordination, exchange funds, and diversification timelines.