Fiduciary wealth, tax & retirement planning for Austin households and business owners.
Austin households often blend startup equity, real estate appreciation, and traditional retirement assets. The planning challenge is sequencing — and avoiding the QSBS, AMT, and concentration mistakes we see most often.
Coordinated planning across investments, taxes, retirement, and business equity.
QSBS & §1202 Planning
Eligibility analysis, stacking via non-grantor trusts, and OBBBA-era thresholds for Austin founders.
Equity Compensation
ISO/NQSO exercise modeling, AMT projections, and 10b5-1 coordination for pre- and post-IPO employees.
Pre-Exit Tax Planning
The 24-month window before a sale: charitable structures, gifting trusts, and Texas residency timing.
Texas Residency Strategy
Documenting and defending Texas residency before a liquidity event to eliminate state-level capital gains.
Concentration Risk
Diversification glidepaths and exchange funds for founders sitting on a single stock.
Family & Retirement Planning
Roth conversion modeling, college funding, and traditional retirement income for established Austin families.
Austin planning questions we hear most
Do you work with Austin tech founders and pre-IPO employees?
Yes. Austin's tech ecosystem produces complex equity-comp situations — ISOs, RSUs, QSBS-eligible founder stock, and 83(b) elections. We model all of it alongside your CPA and corporate counsel.
Can QSBS apply to my Austin startup equity?
Possibly. §1202 QSBS can exclude millions in capital gain when the rules are met. The OBBBA changes effective July 4, 2025 also expanded thresholds. We model whether your shares qualify and whether stacking via non-grantor trusts is appropriate.
How does no Texas state income tax affect my exit planning?
Texas residency at the time of sale eliminates state-level capital gains tax — but the rules around establishing residency before a liquidity event matter. We coordinate the timeline with your attorney.
Do you serve Austin households or only founders?
Both. We work with established Austin families, retirees, and physician households as well as tech founders.
Are you affiliated with a brokerage or wirehouse?
No. We are an independent fiduciary firm with no proprietary products, no commissions, and no broker-dealer affiliation.